--- title: PM Surya Ghar Subsidy 2026 Guide | Arrays Ingenieria description: PM Surya Ghar gives homes up to Rs 78,000 for rooftop solar. Subsidy by size, housing-society support, loans, eligibility and how to apply in 2026. url: https://arraysingenieria.com/pm-surya-ghar-subsidy/ last_updated: 2026-10-11 source: Arrays Ingenieria (Arrays Ingenieria Pvt. Ltd.) --- Guide · Schemes # PM Surya Ghar: Muft Bijli Yojana 2026: Subsidy, Eligibility and How to Apply India's rooftop solar scheme for homes: up to Rs 78,000 central subsidy, support for housing societies, low-cost loans and the national portal. What you get, who qualifies, and the steps from application to subsidy. On this page - What the scheme offers - Who can apply - How to apply, step by step - Getting the most from a home system - Where Arrays Ingenieria fits - Frequently asked questions - Sources By the [Arrays Ingenieria engineering team](https://arraysingenieria.com/about/) · Updated 11 Oct 2026 · 3 min read **Key takeaways** - Central subsidy: **Rs 30,000 for 1 kW, Rs 60,000 for 2 kW, Rs 78,000 for 3 kW or more** - Housing societies and RWAs get **Rs 18,000 per kW** for common facilities, up to 500 kW - Approved by the Cabinet on 29 February 2024 with an outlay of **Rs 75,021 crore**; the government's target is 75 lakh households by December 2026, on the way to 1 crore - Modules must be Indian-made (DCR), installed by a registered vendor, and the application made on the national portal - Many states add their own top-up subsidy; check your DISCOM ## What the scheme offers **PM Surya Ghar: Muft Bijli Yojana** was launched by the Prime Minister on 13 February 2024 and approved by the Union Cabinet on 29 February 2024 with an outlay of **Rs 75,021 crore**. It aims to put rooftop solar on one crore homes so that each can generate up to about 300 units a month, and the government's milestone is **75 lakh households by December 2026**. Central financial assistance under PM Surya Ghar | Category | Support | Notes | | --- | --- | --- | | Homes, 1 kW | Rs 30,000 | 60% of benchmark cost for the first 2 kW | | Homes, 2 kW | Rs 60,000 | | | Homes, 3 kW or more | Rs 78,000 (cap) | 40% of the additional cost between 2 and 3 kW; no extra subsidy above 3 kW | | Housing societies / RWAs (common facilities, EV charging) | Rs 18,000 per kW | Up to 500 kW, at 3 kW per house | | Special category states and UTs | Higher benchmark support where notified | Including the North-Eastern states | **Rs 78,000**Maximum central subsidy per home **1 crore**Homes targeted **Rs 75,021 cr**Scheme outlay **~300 units**Free power a month, the aim ## Who can apply - An Indian household with its own roof suitable for solar panels - A valid electricity connection in the household's name - No earlier central subsidy for rooftop solar on the same connection - Housing societies and RWAs for common loads, through the society ## How to apply, step by step - **Register**On the national portal (pmsuryaghar.gov.in) with your state, DISCOM, consumer number and mobile number. - **Apply**Fill in the rooftop solar application; the DISCOM checks feasibility. - **Choose a registered vendor**Pick a vendor registered with your DISCOM; agree capacity and price. - **Install**The vendor installs the system with DCR modules and a compliant inverter. - **Net meter and inspection**Submit plant details, apply for the net meter; the DISCOM inspects and commissions. - **Subsidy**After the commissioning certificate is generated on the portal, submit bank details; the subsidy is credited to your account. Collateral-free loans of around 7% are available from public-sector banks for residential systems up to 3 kW, and the portal links to lenders. Model solar villages in each district receive additional support. ## Getting the most from a home system - Size to your consumption: a 3 kW system typically generates around 12 units a day in most of India, depending on sunshine and orientation. - Use a shade-free, south-facing area where you can; avoid water tanks and parapets casting shadows. - Ask for the DCR module certificate, inverter BIS certificate and warranty documents. - Keep the panels clean: dust can cut output noticeably in dry months (see [O&M and module cleaning](https://arraysingenieria.com/solar-om-module-cleaning/)). ## Where Arrays Ingenieria fits PM Surya Ghar is a scheme for homes and housing societies. Arrays Ingenieria focuses on commercial, industrial and tea-estate plants, which fall outside it, and on installation & commissioning for developers. For businesses, the equivalent levers are [accelerated depreciation](https://arraysingenieria.com/accelerated-depreciation-solar/), the [5% GST rate](https://arraysingenieria.com/gst-on-solar-india/) and [net metering](https://arraysingenieria.com/net-metering-india/) or [open access](https://arraysingenieria.com/green-energy-open-access/). Running a business, school, hospital or housing society with a large roof? We can design a plant that pays back fast. [Get a free solar quote](https://arraysingenieria.com/free-solar-quote/) ## Frequently asked questions How much subsidy do I get under PM Surya Ghar? Rs 30,000 for 1 kW, Rs 60,000 for 2 kW and Rs 78,000 for 3 kW or more. Housing societies get Rs 18,000 per kW for common facilities up to 500 kW. Can a business get the PM Surya Ghar subsidy? No. The scheme is for residential households and housing societies. Businesses benefit instead from accelerated depreciation, 5% GST and net metering or open access. Do I need Indian-made panels? Yes. Systems under the scheme must use domestically manufactured (DCR) modules and be installed by a vendor registered with your DISCOM. How long does the subsidy take? After installation, inspection and net-meter commissioning, the commissioning certificate is generated on the portal and the subsidy is paid to your bank account, typically within weeks. ## Sources - [PIB, 29 Feb 2024: Cabinet approves PM Surya Ghar: Muft Bijli Yojana](https://pib.gov.in/PressReleasePage.aspx?PRID=2010133) - [PIB: 75 lakh households targeted for rooftop solar by December 2026](https://www.pib.gov.in/PressReleasePage.aspx?PRID=2268992) - [PM Surya Ghar national portal](https://pmsuryaghar.gov.in/) This guide explains public policy in plain language for planning purposes. Rules, rates and deadlines change: confirm the current position with the notifying authority, your DISCOM and your tax adviser before you commit. Last checked 11 Oct 2026. **About the authors.** Arrays Ingenieria is an ex-servicemen-led solar EPC and installation & commissioning company working Pan-India, from Assam's tea estates to industrial rooftops. [Our story](https://arraysingenieria.com/ex-servicemen-led-msme/) · [Our projects](https://arraysingenieria.com/projects/) [Rooftop Solar](https://arraysingenieria.com/service-rooftop/)[CAPEX Solar EPC](https://arraysingenieria.com/capex-solar-epc/) From Our Sites ## Case Studies on This Topic Real plants our veteran-led crews have built, with the scope of work in detail. [On-Grid · I&C: **1711.66 kWp On-Grid Solar PV Project, Assam**1711.66 kWp · AssamRead the case study](https://arraysingenieria.com/project-assam-1711kwp-on-grid-solar/) Keep Reading ## Related Guides [Policy: **ALMM List-I and List-II Explained: The Made-in-India Rule for Solar Modules and Cells**MNRE's Approved List of Models and Manufacturers now covers solar cells as well as modules. 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